We believe in the power of collective strength to navigate the ever-changing seasons of life. Many of us encounter financial challenges at various points in our lives. By pooling our resources through small savings, we provide support and assistance to one another in times of need.
Our community is built on trust, cooperation, and mutual aid, empowering members to take control of their financial futures. Join us at Patmos Seasons Voluntary Savings Group and become part of a resilient network dedicated to fostering financial security and solidarity. Together, we can weather any storm and build a brighter future for ourselves and our families.
Our History
The founders of Patmos Seasons Voluntary Savings Group have significantly contributed to the development of savings initiatives, transforming small-scale groups into successful institutions and SACCOs. In 2020, recognizing the power of teamwork in financial management, they established the Voluntary Savings Group to create a strong network of like-minded individuals, fostering financial independence within their professional and community spheres.
In a world where financial stability can feel elusive due to inadequate salaries, unexpected emergencies, and job insecurity, Patmos Seasons empowers members to save collaboratively. By pooling resources and contributing small amounts, individuals can achieve their goals collectively. This supportive environment transforms daunting savings tasks into manageable steps, creating essential stability and opportunities for economic growth and resilience in the face of life’s changing seasons.
Membership
Patmos Seasons Voluntary Savings Group is open to all members of the public upon completing the membership registration form, paying the membership fees, and committing to voluntarily save with us.
Savings
Patmos Seasons encourages regular saving with flexible platforms for ventures like starting a business or buying a home.
Competitive Interest Rates
Earn 8%-11% annual interest on savings, growing funds based on habits and package choice.
Networking Opportunities
Join a community of professionals for collaboration, idea-sharing, and guidance through shared experiences.
Community Growth
Engage in community service programs to contribute to local development while pursuing financial goals.
Inspiration
Access resources, training, and inspiring case studies with a supportive community for encouragement.
Access to Loans
Secure loans easily, backed by savings, offering more flexibility than traditional institutions.
Retirement Savings
Save for retirement with competitive growth on savings to plan for a comfortable future.
Shared Vision and Values
Access services globally, save, receive updates, and join forums from anywhere.
Global Membership
Access services globally, save, receive updates, and join forums from anywhere.
Requirements for becoming a member
- Copy of your valid National ID/Passport
- One recently taken colored passport size photo
- A valid Tax Identification Number-TIN.
- You need to download and complete the Application for Membership Form from downloads section here. You can also click here to fill in the online application form. (You can submit soft copy attachments of the requirements)
- You are required to have a membership fee of 50,000ugx and select your preferred savings package from the options in the Savings Packages)
- Your commitment to save per month with the Group (Minimum saving per month is 20,000ugx)
- There is no limit to the maximum you need to save per month. You may save as much as you can.
- Payments can be done directly to our bank account quoting a reference, or directly through our Merchant Codes with MTN, or Airtel, or through Mobile Money sent to our official lines. Payment process is here:
Savings packages
Explore flexible savings plans with attractive interest rates, designed for financial growth and security for all members, including children.
- Minimum monthly savings of 20,000/-
- No maximum limit on savings.
- Savings earn attractive annual interest rate of up to 6%.
- All savings and interest earned at date of exit are availed after 1-month notice if a member is leaving for any reasons.
02 Plan B
- Minimum monthly savings of 50,000/-
- No maximum limit on savings.
- Savings earn attractive annual interest rate of up to 8%
- All savings and interest earned at date of exit are availed after 1-month notice if a member is leaving for any reasons.
- Minimum monthly savings of 100,000/-
- No maximum limit on savings.
- Savings earn attractive annual interest rate of up to 10%.
- All savings and interest earned at date of exit are availed after 1-month notice if a member is leaving for any reasons.
- This is designed to provide a savings facility for parents/guardians to save for their children who have not reached 18 years of age. This saving plan helps parents/guardians to start a sure way of guaranteeing a secured future for their children.
- Minimum monthly savings of 10,000/- ugx
- Mo maximum limit on savings
- Interest of 6% per annum on savings
- Account converts to full membership when child turns 18 years of age.
